All your finances in one super app
FLEX UNION
Money and crypto in one app
100+ currencies for traveling and home use
Free credit card with cashback
Grabbing groceries? Pick up FlexPoints. When in Japan? Spend in Yen. Big life change? Try a Joint Account. However you spend — Flex Union is all you need.
Suitable for
Travelers and digital nomads
Multi-currency card with cashback.
Works in any country
Works in any country
Working abroad
Fast card opening for family members and instant free money transfer
Investors
Invest in an international bank with a yield of up to 10% per annum in USD
Traders
Gain access to international securities trading without restrictions, build your income portfolio
Traders
Gain access to international securities trading without restrictions, build your income portfolio
Crypto Investors
Instant withdrawal of funds from crypto exchanges and cheap conversion to fiat
Regular users
Stand out among your friends by having an international bank card, get cashback from every purchase
Grabbing groceries? Pick up FlexPoints. When in Japan? Spend in Yen. Big life change? Try a Joint Account. However you spend — Flex Union is all you need.
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Cards
Free virtual card for any payments
Multi-currency card for travelers to save on exchange rates
Order unlimited additional physical cards for yourself, family, or children
Get Card
Accounts
More than 100 currencies available
Fast and cheap transfers and favorable exchange rate
Personalized IBAN accounts
Open Account
Investments
Access to major U.S. stock exchanges
Trading from one dollar
Fixed income instruments
Start Trading
Savings
Opportunity to deposit money at an increased interest rate
The money is protected by all protocols due to the financial license.
Deposits are available in different currencies
Grow Funds
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Low-cost crypto-to-fiat exchange
Exchange cryptocurrency to fiat quickly and at minimal cost
Discover why Flex Union is the trusted Choice for Web3 Bank?
Earn interest on your account balance
Receive passive income by simply keeping funds in your account.
High cashback based on membership level
Enjoy generous cashback rewards that grow with your membership status
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0
All crypto deposits
0
Issue first user card
1 USD
Maintaining first user card
0,9 %
Exchange crypto to fiat
5 USD
Additional card
0%
Payment by card
Fees
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Exchange currencies at FX exchange rates
Cheap crypto-to-money exchange
Start saving money on the exchange today
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Flex eSIM
FLEX MOBILE - Stay connected when travelling with Flex eSIM
Flex FLY
Service for searching cheap air tickets
Plan your journey flexibly and stress-free
Spend like a local in 100+ currencies
Travel globally without the worries. Easily spend in 100+ currencies with great exchange rates using your Flex card
FLEX TRAVEL
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Register
Choose a suitable tariff and fill in the form
Get our response
As soon as we release the first batch of cards, we will immediately contact you and offer you the most favorable terms at the startup
start using Flex union
Finish your registration, download the app and dive into the world of fast and cheap transactions between crypto and fiat
How to become a Flex Union member?
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Trust and Safety
We prioritize your safety
PCI DSS Compliant
Your transactions and card data are fully secured according to international standards
Active anti-fraud monitoring
Real-time fraud prevention technology protects your account around the clock
Funds held securely in a traditional Swiss bank
Your money is safeguarded by one of the world’s most reliable banking systems
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Currencies
ETFs
Start trading from just $1
Enjoy access to thousands of global company stocks — at your fingertips. Start trading with FLEX INVEST
Bonds
Stocks
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Everything you need for getting confident with crypto, is all in one place — from fast trades to easy transfers, with fees from 0%
Everything you need is all in one place
Only qualitatively selected tokens
Majority of funds are held in cold storage
Your assets are held 1:1 and never lent out
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Blue
Free
Sending money abroad or sticking to a budget with built-in tools, no matter your needs, get more from your money with our Standard account
Black
25 $
Experience the exceptional, featuring exclusive lifestyle benefits, world-class travel, and a precision engineered, platinum-plated card
Private
100 $
Discover flexible benefits that fit your life at home, and take you all over the globe. Save, spend, send, and invest smarter with Black
Choose Your Plan
Join the Waitlist and Get Exclusive Early Access
Sign up today—we’ll notify you as soon as we launch with the best early-bird conditions
We've received your application!
We will contact you when everything is ready. Thank you for your trust
Join our social networks
And be the first to know about updates and promotions
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Flex Union Ecosystem
More than one million people trust us and use Flex ecosystem products
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Join users in 180+
countries using
Flex Union
countries using
Flex Union
Products
We are part of a large conglomerate that includes one of the world’s largest cryptocurrency exchanges, a digital wallet, a WEB3 game, and more. Our group serves over 4.5 million clients. We offer a referral program with bonuses for new client referrals.